BANK ALFALAH PAKISTAN

Bank Alfalah Limited is a private type bank of Pakistan that is owned by the Abu Dhabi Group. In Pakistan, Bank Alfalah became functional in the year 1997. Initially it was started working as a public limited company under the companies Ordinance 1948. In the same year, in the month of November it started working as a bank. Bank Alfalah is a commercial bank.  Bank Alfalah has a partner ship with the Abu Dhabi Group that allows the bank to invest advanced and effective technology in order to widen the range of its services and products. Outside Pakistan, Bangladesh was the first place where Bank Alfalah got the Bangladesh operations of Shamil Bank of Bahrain and after getting its ownership this bank was renamed as Bank Alfalah. In the running time there are total five branches among them three branches are working in Dhaka while two others are in Sylhet and Chittagong.

Functions and Services
Branch banking, which includes Deposits, Remittances, Foreign trade, Lockers etc.
Consumer banking that includes Auto Loans, Credit cards, home loans, consumer durables, RTCs and etc.
Electronic banking, which includes telephone banking, online banking, ATMs etc.
Corporate banking, which includes the facilities and services such as Short/Long term finance, trade finance, structured finance etc.    
Treasury & Investment that includes services such as money market, forex market, investment, government securities, correspondent banking etc.

Pakistani Branches of Bank Alfalah
Currently there are 238 branches of Bank Alfalah in the 75 different cities of Pakistan. The head office is located in Karachi at I.I Chundrigarh Road. Some major cities where Bank Alfalah branches are located are as follows:

Dear Readers I want to share my recent experience with all readers. I am operating my account in Malir Cantt. Branch Karachi.Three days ago 0n 30th June at about 0945hrs I tried to draw some cash from ATM in same i,e issuer branch, due some technical reasons the transaction could not be completed and my card also could not be retreived.I immediatly reported the matter to the branch operation manager who took out the card and demanded original CNIC to give ATM card to me.I did not have that at that time and explaind the worthy manager that my account exist in the same branch my perticular and my signature can be verified from there.I also explained that 5 other different photo ID's bearing my CNIC no. are with me and to identify the right owner is not a problem but he insisted to see the original cnic.I had no time nd was in hurry so I left the branch. To day on 3rd of July I again went there and met the branch manager who was even more rigid than the operation manager, and inspite of my all identification he too insisted to produce nic in original which is misplaced somewhere in my house and need some time to find it which dont have except on weekend. My all efforts to take back my card back went invane and issue ended on closure of my account and cancellation of my ATM card. What a service !!!!!!!!!!!!!!!!!!!!!!!!!

I am a Postgraduate. I have 3 ½ Year Banking experience, 2 Year teaching experience and 3month experience in MEPCO as a Meter Reader. I am doing MBA (Banking & finance) last semester waiting result from AIOU Islamabad. I have good command on computer, Internet and spoken English. I am the residential of Vehari District. please give me chance. i will give u business 15 million deposit and 100 accounts.

AOA I have opened foreign currency account in your in Fateh Jang branch two months ago. I just want to draw your attention to start e-banking for foreign currency account holders as well. As a foreign currency account holders we are abroad (out of Pakistan) and I want access my account information, e-banking will help me. Thanks

AOA My experience with Bank Alfalah Pakistan is not much good. I am account holder of the Bank at Jhelum Cantt Branch. I issued a check of amount 140000 pkr to Dina Branch of the Bank Alfalah Paistan for credit into the account of my friend. The Jhelum cantt Branch rebound that check inspite of the suffient balance in my account and deducted 380 approx. pkr from my account. They did not conveyed me that diffrence of signatures is there. In second story my friend in UK send me 970 GBP at rate of 134.1090 pkr which was about 13085.73 pkrs. But the credit in my account is at rate of 132 point somthing per GBP. On inquiry Bank staff replied that we dont know how it Happened. Even they say that this amount in your account is not that amount which is sent by my friend in UK. Staff is highly uncooperative and most of time remain in their own business ignoring the clients sitting in the chairs in front of them.

I am practising lawyer since 1977 and i m memeber of peshawar high court bar association.I m legal advisor of HBL,HBFC, THE BANK OF KHYBER,ZARI TARAQIATI BANK, IDBP,etc; I m also visitin faculty memebr of Islamia Law College,Frontier Law college, Im Sciences,Sarhad University & Iqra Univerity as well.I m desirous to render services to Bank Alfalah in the legal field by defending its rights in the courts of law besides documentation, legal opinions, staff disputes, ceation & vacaction of charges etc; If any other information is required at your end